Apple Savings appears on the web but only for document access

The Apple Savings account is supposed to be accessible through Apple Wallet on iPhone, but Apple has created a limited web portal for downloading statements and tax information.

There are a variety of reasons why you may need to manage your Apple Savings account from a device other than an iPhone or iPad. This is especially true if you’ve left the Apple ecosystem.

Until recently, this was virtually impossible since all Apple Savings was managed on Apple devices. There is now a very limited Apple Savings portal accessible via the web.

Apple Card holders can go to the web portal which has existed since 2020: card.apple.com. After logging in, the “Savings” option will be visible in the sidebar.

The only things you can do from this tab are view your current balance, interest information, and account documents. You cannot add or withdraw money from this website.

The tax documents and statements available here are the same as those available in the Apple Wallet app on iPhone or the Settings app on iPad. Those who no longer have an Apple Savings account or iPhone can get these details on the new web portal.

The portal is useful because the only other option would have been to contact Apple Support and request the documents. However, many users might find this solution lackluster.

Personally, I like and prefer to manage everything in Apple Wallet. That said, some would like to at least have the option of a fully functional website that can perform all of the same functions as the app.

Apple clearly wants its users to stick to the app on iPhone, where it has more control. There is at least one obvious reason for this: phishing.

If there is a website with a login page, it is easily spoofed. Banking credentials are among the most targeted, and having a website and a credential leaves you open to abuse.

Apple Wallet is an application on iPhone that has all the protections of the device, such as the Secure Element and biometrics. There is no login, nor any way for phishing emails to obtain account data.

Users can manage Apple Card on the website, but from a different perspective. There is no way to manipulate the Apple Card website to transfer money to an external account.

While I’m sure Apple would have preferred not to have a website at all, there are probably laws that prohibit it. At least if someone wants to go to your Apple Card page, all they can do is pay your bill and view your payment history.